About Us

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About The Team

Vivid has two advisors, Carly and Soma. Both are CeMAP qualified and with over thirty years of experience in the financial industry between them, so they can offer a wealth of mortgage advice.

In the office, they are happiest helping clients achieve their home ownership dreams, especially where they’ve been told elsewhere that it wasn’t possible! In their spare time, their interests range from shopping and reading, to travel.

About Vivid

Vivid works across a broad section of the market, offering mortgage deals from around one hundred lenders, both on the high street and independents offering specialist products. They can offer help and advice in the following areas:

  • Mortgages
  • Life insurance
  • Critical illness
  • Income protection
  • Family insurance
  • Buildings and contents insurance

In addition to the above services, we can provide recommendations for trusted solicitors and local estate agents.

At Vivid we specialise in helping those with more complex mortgage needs and are often able to help those who have been turned away by other brokers. Our approachable and down-to-earth style of mortgage advice is welcomed by many, throughout what can be a daunting and complex process.

In a world full of technology, we offer real human advice, tailored to each client’s individual needs. We understand the mortgage application process can be long and time-intensive, so offer full administrative support throughout your application. Whatever we can do to make your journey to home ownership more comfortable, please just ask!

Our Fees

Not only is the initial consultation period free, but we also offer a ‘no completion, no fee’ guarantee. This means our help and advice is free right up to the point where your application is complete and you get the keys to your new home!

On completion, our fees are competitive and commensurate with the services provided, so will differ from case to case. We will always ensure you are aware of the fees from the outset, however.

We are an appointed representative of Quilter Mortgage Planning Ltd which is authorised and regulated by the Financial Conduct Authority. Our reference number is 928375.

About Our Clients

We have a widely varied range of clients and feel that there is no ‘one size fits all’ approach to mortgage advice. We have many Self-Employed clients, Home Movers, and the older generations, all of whom typically have less access to high street lenders. Looking at each client as an individual helps us to find competitive offers for those clients.

In addition to our mortgage clients, we help many people to restructure their finances utilising debt consolidation. As we specialise in assisting those with impaired credit histories, in some cases, we are even able to help them find a suitable mortgage lender.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We love the feedback we’ve received from our happy customers as it underscores our goals as a business and lets us know we’re doing a good job of achieving them. With comments ranging from “knowledgeable, professional and efficient” and “reassuring, takes the stress away” through to our favourites and perhaps our overall message that we are happy to go “above and beyond, nothing is too much trouble” for us.

Useful Links

Why Vivid Mortgages

Your Advisers

Carly Breathwick CeMap

You can contact Carly directly by phone or email:

Soma Egan

You can contact Soma directly by phone or email:

Call us FREE on 01234 567890

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